Optimizing, Maximizing, or Keeping it Simple for Cash Back - Reddit

For those who pursue cash back and do not just churn, do you try to optimize (get the most cash back with the fewest cards/least amount of work), maximize (get the most cash back you can), …

CouponFollow Extension

2%
OFF

At What Point Does It Make Sense To Actually Start Optimizing For ...

3 weeks from now

At what point does it make sense to actually start optimizing for specific cashback categories rather than flat 2% cashback?

reddit.com

FAQs about Optimizing, Maximizing, or Keeping it Simple for Cash Back - Reddit Coupon?

How to maximize cash-back rewards?

Cash-back credit cards offer varying rates of return, and it's important to understand how to maximize cash-back rewards. Using the right card to earn cash back on everyday purchases such as gas, dining and groceries maximizes your earning potential. This guide covers practices and strategies for maximizing cash-back rewards. ...

How do I maximize cash-back credit cards?

Related: Maximizing cash-back credit cards includes being mindful of how certain cards earn cash back and the right time to use specific cards. This brings us to rotating rewards categories certain issuers offer on select cash-back credit cards. ...

Do cash back rewards make sense?

Determine value: In all instances, cash back rewards only make sense when we pay balances off each month. Also pay close attention to the annual fees the card charges and evaluate whether the rewards earned more than the fees. ...

How much cash back can you earn with a credit card?

Every month, cardholders can easily earn at least $25 in cash back if they spend at least $500 in their top spending category, a good return for those being rewarded for their flexibility. Related: Maximizing cash-back credit cards includes being mindful of how certain cards earn cash back and the right time to use specific cards. ...

What are the best cash-back credit card sign-up bonuses?

Earning a large sign-up bonus is a great way to jump-start your entry into cash-back credit cards. The following are several cash-back credit cards offering solid sign-up bonus offers: Chase Freedom Flex®: Earn $200 cash back after you spend $500 on purchases in the first three months from account opening. ...

What is a cash-back credit card?

Cash-back rewards are a longstanding perk within the world of credit cards, which offer a simple way to earn a return on everyday expenses. Cash-back credit cards offer varying rates of return, and it's important to understand how to maximize cash-back rewards. ...