Is the Discover IT cards worth it? : r/CreditCards - Reddit

The Discover IT gets a minimum of 2% cashback the first year on ALL spending. No maximum. The bonus categories that you are focused on can be a bonus. With the credit score you …

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Is The Discover IT Cards Worth It? : R/CreditCards - Reddit

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The Discover IT gets a minimum of 2% cashback the first year on ALL spending. No maximum. The bonus categories that you are focused on can be a bonus. With the credit score you …

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Discover Cards? Worth It?! : R/CreditCards - Reddit

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Discover is often a good choice as a first card, but their offers aren't particularly competitive if you have established credit history. 18 months is a bit longer than currently more typical 15mo 0% …

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Why Does Discover Have A Reputation As A Less Prestigious Credit …

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And if you have the card, discover loans are really good if you need one. I got a discover loan at one point at 6.98%, used it to cover a ban loan that was at 11.25%, saved me a lot of money …

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Is The Discover It Credit Card A Good Card? : R/CreditCards - Reddit

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If you do not have many good cash back cards yet, which it sounds like you do not, it can be a great card. Try to maximize the 5% rotating categories, and the first year cash back match. …

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How Would You Rate The Discover It® Cash Back Card?

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It is nothing more than a good first card to get. But a very good first card nonetheless. They match all the cash back you earn the entire first year. So effectively for the first year you earn 2% …

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Is Discover A Good Credit Card Company? - WalletHub

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Aug 1, 2024 · Discover is a good credit card company, ranking third-best in customer satisfaction and offering cards with $0 annual and foreign transaction fees. ... Those are just a few reasons …

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What Is Debt-to-Income Ratio? | Discover

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Dec 17, 2024 · For example: Say you have 2 credit cards with a $1,000 and $3,000 balance, a car loan with a $7,000 balance, and a mortgage payment. The debt snowball method says to pay …

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FAQs about Is the Discover IT cards worth it? : r/CreditCards - Reddit Coupon?

Can I use discover it as a credit card?

No maximum. The bonus categories that you are focused on can be a bonus. With the credit score you report, you may have to go for a secured version of Discover IT. After of several months, the Discover IT is automatically converted to a normal credit card. You can use it for gas, groceries, restaurants, and possibly utilities. ...

How much cashback does the discover it get?

The Discover IT gets a minimum of 2% cashback the first year on ALL spending. No maximum. The bonus categories that you are focused on can be a bonus. With the credit score you report, you may have to go for a secured version of Discover IT. After of several months, the Discover IT is automatically converted to a normal credit card. ...

Is discover a good card?

Discover doesn't offer this and is just a straight cash back card. The first year match is excellent and worthwhile, but the lack of sign up bonus and low return for thrifty spenders makes it a bit of a harder decision than when comparing to the Chase Freedom. For your spend the chrome looks like the better choice. ...

Is discover a good Cashback card?

Discover IT is great for a basic cashback card. As said by Jeff, its 2% first year on everything, and 10%! the first year for the category spend and Discover is pretty good at usable categories. If you can't use that category you can always buy gift cards that fit your regular spend. ...

What can a Discover Card do for You?

From grocery stores and gas stations to restaurants, your Discover card should be able to pay for your purchases without a problem. Additionally, you can use a Discover card to make any online purchases just as could with any other big-name credit card, and they offer a fraud-protection guarantee. What are the benefits of having a Discover card? ...

Is discover a good lender?

Discover is a great lender to start out with IMO and build your history. The card is a solid 2% on everything for your first year and 10% on select categories. After the first year it drops to 1% / 5%, which isn't as amazing but still has use. They are in my experience an easy lender to work with as far as growing the limit over time. ...