Investment strategy after interest raise : r/financialindependence

Investment strategy after interest raise . I am currently all-in on investing taxable/nontaxable accounts in a s&p 500 low-cost index fund. Should I reconsider my strategy now that bonds may be a more viable option given the interest rates hikes. I'm under 40 and still have a high …

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A Note About Dividends : R/financialindependence - Reddit

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Some people surmise that investing in a company that yields 5 or 6% is the perfect way to …

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21, Canadian, $75k/year, High Risk Investment Strategy

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Current Investment Strategy. So far I have only invested in the equities of my choosing via an …

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New/recent Homebuyers, What’s Your Mortgage Strategy?

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Interest Reduction Strategy : R/BayAreaRealEstate - Reddit

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Mortgage interest deduction is limited to the first $750k of your mortgage principal outstanding. …

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FAQs about Investment strategy after interest raise : r/financialindependence Coupon?

Are fixed-income investments a risky investment?

While fixed-income investments offer stability, they are not without risks. Here’s how to address common challenges: As rates decline, reinvested funds may yield lower returns. Mitigate this risk with a bond ladder or by locking in rates with longer-duration bonds. ...

Do children reduce the free cash flow available to invest & delay retirement?

Absolutely! Children do reduce the free cash flow available to invest and delay retirement timelines. However, by sticking to financial independence principles and adjusting savings rates accordingly, parenthood and financial freedom can thrive together. ...

How do you achieve financial independence?

The first step to achieving financial independence is defining what it means for you. True independence requires a shift to intentional money mindsets and habits over time. There’s more than one way to do this. “I think it's important for folks to work toward multiple financial goals at once,” advises Konte. ...

Are central banks easing their approach to rate reductions?

After a period of aggressive rate hikes to combat inflation, central banks are now easing their approach. Recent statements suggest a cautious yet clear trend toward rate reductions. Minutes from recent meetings reveal a preference for a gradual pace of rate cuts, with a focus on balancing economic growth and inflation control. ...

What is the financial independence retire early movement?

The Financial Independence Retire Early movement — FIRE for short — is a financial lifestyle aimed at saving enough to become financially independent and retire before the traditional retirement age. Typically, participants invest more than half of their income and live on a very strict budget. ...

Do fixed-income securities reduce portfolio risk?

Fixed-income securities reduce overall portfolio risk, especially during economic slowdowns. As rates fall, bond prices increase, creating potential for capital gains, particularly in longer-duration bonds. Navigating this new era requires strategic adjustments to maximize opportunities while mitigating risks. ...