I Secretly Put Us in Major Debt: How To Tell Your Spouse

You might be riddled with guilt and dying to unload all the truth, but please wait. Coming clean might make you feel better for a few minutes, but if you spill your guts without thinking it through, you might do irre… See more

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I (M38) Just Found Out Wife (F38) Secretly Racked Up $30k Credit …

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About 6 months ago, my wife revealed to me that she had racked up about $10,000 in credit card debt, and the interest was getting away from her. At the time she told me, it all suddenly made …

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5 Tips For When Your Spouse Has Debt | Bills.com

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Credit card debt is prevalent and 3% have delinquent or derogatory card debt. The median debt in collections is $422. Each state has its rate of delinquency and share of debts in collections. …

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My Husband Secretly Put Us $180k In Debt And An Expert Told Me …

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Nov 9, 2024 · The Dave Ramsey Show received a call from a woman named Chris who told the two financial experts that she and her husband racked up $575,000 in debt. 2. The Dave …

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Money Matters: Advice For A Wife Whose Husband Has Secretly …

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Aug 29, 2015 · For example, if your husband owes $10,000 in credit card debt and has a vehicle acquired during the marriage that is paid off and titled in his name only, then a judgment …

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Marriage Advice: My Husband Racked Up $100,000 Of Credit Card …

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Dec 24, 2024 · I Just Found Out My Husband Racked Up $100,000 of Credit Card Debt Because He Was “Depressed.” ... We didn’t even know where she was for a few years because they …

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How To Deal With Wife's Credit Card Debt? : R/povertyfinance - Reddit

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Yup this. I racked up about $4800 of CC debt in grad school. I was embarrassed to tell my husband and my logic was that I’ll get a job right after I graduate and pay it off. When he …

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What To Do If Your Spouse Has Credit Card Debt - CNBC

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Dec 4, 2024 · Stevens learned that her partner's $19,000 in credit card debt wasn't just frivolous spending. It included big life purchases, such as outstanding loan payments for a car, as well …

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FAQs about I Secretly Put Us in Major Debt: How To Tell Your Spouse Coupon?

Who is liable if my wife ran up credit card debt?

The husband is liable for the debt if the credit card is a joint account. If the husband isn't a joint account holder or cosigner, then the debt comes out of the wife's estate. It can feel alarming when you think, 'My wife ran up credit card debt,' but there are ways to fix it. ...

What happens if my spouse racked up a credit card debt?

Even if your spouse racked up the debt without talking to you, the debt must be repaid. If neither party pays it, both credit scores will suffer from non-payment. If you cosigned a credit card for your spouse so she could get approved, you agree to be held liable for the debt if she doesn't pay the bill. ...

Is my wife responsible for my credit card debt if I divorce?

If your wife had a credit card account before you got married, you aren't responsible for your spouse's credit card debt no matter where you live, even in common law states. If you divorce, the credit card debt your wife had before the marriage remains her responsibility, not yours, and will be a part of the separation agreement or divorce decree. ...

What should I do if my wife has credit card debt?

Avoid pointing fingers or placing blame for the number of credit card debts. Instead, take inventory of the situation together and discuss ways you can handle it. If you can't afford the amount of credit card debt your wife created, contact the credit card issuer to discuss your options. ...

Should you approach your spouse if you have high credit card debt?

If you have high credit card debt, you should approach your spouse sooner rather than later. It’s key to own up to your debt and make a plan to pay off your debt. 1. Own Up to It 2. Make a Plan 3. Ask for Outside Help It's always ideal to discuss your finances and debt situation with your spouse before tying the knot. ...

Who is responsible if my wife uses a credit card?

If you have credit cards in your name only, you are responsible for paying them. If your wife used the card without your permission, you could consider contacting the credit card company about the unauthorized charges, but that opens up more issues than you may want in your marriage. ...