8 Ways to Access Retirement Funds Early …
1. Withdraw Roth IRA Contributions Roth IRAs have a handful of powerful benefits. ...2. Set Up a Roth Conversion Ladder Here’s a secret not many people know… ...3. The IRS Rule of 55 ...4. Substantially Equal Periodic Payments (SEPP) ...5. IRS Rule 72 (t) Special Exemptions ...6. Borrow from Your 401k ...7. HSA “Shoebox” Rule ...8. Other Retirement Investing Alternatives ...
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11 Ways To Tap Retirement Cash Early, Without A 10% Penalty
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Jan 15, 2013 · Example: You can take a penalty-free distribution from either a 401 (k) or an IRA to cover out-of-pocket medical expenses that exceed 10% of your adjusted gross income. But …
forbes.com
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A Penalty-Free Route To Tap An IRA - Kiplinger
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Mar 6, 2020 · This strategy—known as SEPP or 72 (t) in deference to the section of the tax code that allows it—lets retirement account owners avoid the 10% early-withdrawal penalty by …
kiplinger.com
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