HISA discussion: any good options? : PersonalFinanceCanada

This subreddit is a place to discuss anything related to Canadian personal finance. The topic of "personal finance" includes budgeting, goal planning, taxation, saving, investing, banking, …

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Best HISA On The Market? : R/PersonalFinanceCanada - Reddit

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For those who have some good cash built up, which HISA are you using? Currently Meridian is offering 3.80% promo for 8 months (may be closed by now) Simplii financial 3.85% until end of …

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Best HISA In 2022? : R/PersonalFinanceCanada - Reddit

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Motive is now offering 3% on their HISA. I've been with Motive for a few years now, they're good. You get two withdrawals from the savvy saving account per month, I think. And if you open a …

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Is CASH.TO Still The Move? : PersonalFinanceCanada

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May 18, 2024 · For TFSA, yes CASH.to is still a good option but for non-regular, I would argue that HISA ETFs being less liquid, WealthSimple Cash if you can get at least 4.5% would be a …

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Alternatives To HISA - Canadian Money Forum

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Jun 10, 2020 · I’m looking for alternatives to my existing HISA 8150 paying 0.25%. I think I’m ready to move up the risk curve a bit. The funds are an emergency cash reserve worth about …

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HISA Experience | Canadian Tire | Discussion Forum

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Nov 7, 2024 · Hi folks, was interested in CT’s persistent 3.7% HISA but wanted to inquire about experiences on getting funds in/out especially for larger balances. Hoping they have FI linking …

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Brokerage HISA | Your Stories | Discussion Forum | Canadian High ...

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Feb 24, 2013 · I recently discovered RBC has a HISA "mutual fund" similar to a Money Market Fund, $10 nominal value, income re-invests at month end, settlement is T+1. The interest …

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HISA? : R/PersonalFinanceCanada - Reddit

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Good and stable interest rate (great in this day and age, everyone else's interest rates have fallen but EQ keeps stable at 2%). It's a combined checking/savings account, without a debit card. …

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Hisa Discussions, Offers & Promotions - RedFlagDeals.com

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Oct 20, 2024 · Looking for hybrid savings options -- like HISA but more interest If you don't want to move your money every few months chasing promotions HISA rates seem stuck around 3.5%. If you are willing to lock in you money for a year you can get 5% or so.

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What Is A HISA? - Rates

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A high-interest savings account (HISA) is a secure place to store your money and earn more interest over time.. Unlike a standard savings account with interest rates as low as 0.05%, HISAs typically offer significantly higher interest rates, upwards of 2%.

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FAQs about HISA discussion: any good options? : PersonalFinanceCanada Coupon?

Is a Hisa a good investment?

Next, a HISA is a savings account that pays a higher interest rate than traditional chequing or savings accounts. The more money you add to your HISA, the more interest you’ll earn back on it. Your HISA isn’t affected by market performance; just like a term deposit, this makes them a low-risk investment option. ...

Should I use a Hisa or a bank account?

The answer will likely depend on your financial goals and your timeline for saving. If you’re setting aside cash for an emergency fund, for example, accessing it should be quick and easy. A HISA is a good option because it works like a regular bank account but pays more interest. ...

What is a Hisa & how does it work in Canada?

As interest rates continue to fall, Canadians are looking for alternatives to grow their cash. A HISA is a flexible option with competitive rates. The Bank of Canada (BoC) recently lowered its policy interest rate by another 50 basis points, from 3.75% to 3.25%. It was the central bank’s fifth consecutive cut. ...

Which Hisa is best for a regular interest rate?

Best for a regular interest rate with reward points: PC Money Account. 100,000 bonus PC Optimum points.* These HISAs also offer higher-than-average rates as of Jan. 8, 2025. But unlike the accounts featured in our picks for best HISA, some of these HISAs are limited to residents of a single province. ...

Is motive a good Hisa company?

Motive is now offering 3% on their HISA. I've been with Motive for a few years now, they're good. You get two withdrawals from the savvy saving account per month, I think. And if you open a free chequing account, you get unlimited etransfers. ...

How much does a Canadian Hisa cost?

Current rates for Canadian HISAs typically fall into the 1-2.50% range although some institutions may provide special promotional rates above 4%. When determining what kind of bank account you need, one of the first choices you’ll have to make is whether to go with a savings account or a chequing account. ...