Don't Need Your Required Minimum Distribution (RMD) Just Yet

13 hours ago  · All about required minimum distributions. First things first: Are you even required to take an RMD this year? It depends on your age. IRS rules say you must start taking a …


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What To Do If You Don't Need Your RMD | The Motley Fool

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Once you reach age 70 and a half, you can make what's known as a qualified charitable distribution. With that approach, you can donate up to $100,000 per year to a charity directly from your Traditional IRA. If made before you take your RMD for the year, the donation can count against the total you need to take as your RMD. In addition to reducing ...

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