Digital Federal Credit Union (DCU) Savings Account - Reddit

We are entitled to our opinions, then. OP can do whatever they want. The value of the earned interest is known. The inconvenience or whatever of setting up the account is no better or …


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Anyone Have Personal Experience With DCU? : R/personalfinance

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I see a lot of people recommend DCU because their savings account has a 6% interest rate on amounts up to $1,000, but their reviews on WalletHub and other websites are pretty terrible. …

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DCU Savings Question : R/personalfinance - Reddit

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Has anyone heard of DCU? You earn upwards of 6% on savings but only on the first $1,000. I am just starting to save. I was thinking of saving until the $1,000 and then pull out $500 and put it …

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Anyone Know More About DCU Saving Account? : …

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You can Google the ABA routing number for DCU. The account number for your savings account is your 7-digit membership number. The $5 deposit is held since it represents your ownership …

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Experience With DCU Savings Account? : R/povertyfinance - Reddit

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You are fine opening a savings account with them. As you note the 6% is only up to $1,000. So best case you are making ~$60 a year off them. All there other products are below average; …

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High Interest Savings Account : R/PersonalFinanceCanada - Reddit

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I am looking at opening a CIBC eAdvantage Savings Account. 1.4% for > 25K 0.5% for $200+ placed in it monthly 3.1% bonus for first 120 days Total = 5% for 120 days. Downsides = $5 …

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I Just Learned About CDs. Is This To Good To Be True?

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Sometimes they're only modestly better than savings accounts at the same institution. Also compare to high yield savings accounts (such as Ally offers). Right now Ally's 1.75% rates, …

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Certificates Of Deposit Vs. Savings Accounts | Discover

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Oct 21, 2024  · When you make a deposit in a savings account, the financial institution pays you interest. As of early 2024, the average interest rate on a savings account was 0.58%, …

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DCU Advantage Savings Account (.50% Interest) - Bogleheads.org

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Dec 29, 2021  · DCU Advantage Savings Account (.50% interest) Post by billfromct » Wed Dec 29, 2021 11:54 pm I just noticed that DCU (Digital Credit Union) has a high interest savings …

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Savings Accounts | DCU - Digital Federal Credit Union

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SAVINGS ACCOUNTS Offerings. Primary Savings. As High As. 6.17% APY. Kickstart your savings by earning one of the highest rates nationally. ... $5.00. Monthly Fee $0.00. …

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Digital Federal Credit Union Review: Is It A Scam Or Legit?

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Feb 23, 2024  · Savings Accounts: The Primary Savings account at DCU is notable for its highly competitive APY on the first $1,000, substantially surpassing the national average. This makes …

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Digital Federal Credit Union (DCU) Reviews And Rates - Deposit …

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Dec 2, 2024  · 1/1/19 - 6.17% APY On The First $1000.00 9/21/17 - DCU 5.12% Promo Now At $1000 11/19/12 - Special 8-Month CD Rate at Digital Federal Credit Union - Easy Membership …

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FAQs about Digital Federal Credit Union (DCU) Savings Account - Reddit Coupon?

Is DCU a good savings account?

Experience with DCU savings account? I have seen people here recommend the DCU savings account that has a 6% interest rate in the first $1000, which is very alluring for a little emergency fund. After a some googling, however, I saw that DCU had quite a few negative reviews, mostly in regards to loans. ...

Does DCU offer a good interest rate?

Highly Competitive Interest Rates: DCU offers some of the most competitive interest rates on savings and loans in the market. For instance, its Primary Savings account pays an annual percentage yield (APY) on the first $1,000, significantly higher than the national average . ...

Is DCU a member-friendly bank?

Account Fees: No Monthly Maintenance Fees: One of DCU’s most member-friendly policies is the absence of monthly maintenance fees for its checking and savings accounts, making it an attractive option for those looking to minimize banking costs . ...

Do DCU savings and money market accounts offer interest?

DCU’s savings and money market accounts offer interest when certain conditions are met, including a minimum account balance. Certificate accounts are offered in term lengths ranging from 3 to 60 months and usually offer higher than average interest rates. ...

Does DCU offer a checking account?

Checking accounts come with a Visa debit card, ATM access, non-DCU ATM reimbursement, free checks, and direct deposit. DCU’s savings and money market accounts offer interest when certain conditions are met, including a minimum account balance. ...

Is DCU a good bank?

Pros: No Monthly Maintenance Fees or Minimum Account Balances Required: One of DCU’s standout features is its lack of monthly maintenance fees across its banking products. This approach makes banking more accessible and cost-effective for its members. ...

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