Thoughts on credit card strategy? : r/singaporefi - Reddit

Fresh graduate here. Just entered the workforce and since we are on the topic of credit cards, would like to hear some perspectives and opinions for this credit card strategy! Before I start, …

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Best Rewards Credit Card & Banking Strategy For ~$4-6K/mo

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One specialised card for online eCommerce purchases with 2% cashback. One other "catch-all" card I used for everything else (a miles card, mostly for the perks) This worked really well for …

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Best Credit Card Strategy Singapore 2024: How To Choose The Best …

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Nov 4, 2024 · Therefore, another key tenet of your credit card strategy revolves around what you do you usually spend on. For example, the OCBC 365 Card gives you 5% cashback on dining …

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My Credit Card Strategy: A Card For Every Case - NerdWallet

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Jun 26, 2018 · Besides cash back, I also choose cards with unique or rare benefits. The Wells Fargo Cash Wise Visa® card, for example, offers cell phone insurance worth up to $600 as …

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Are These Credit Card Strategies Viable? : R/singaporefi - Reddit

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You can try to use an card that gives 1.5% cashback on all spend, but you'll get a lower cashback rate. If you aren't diligent about tracking your spend, this may be best because you won't get a …

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Miles Credit Card Strategy : R/singaporefi - Reddit

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I had already spend $300-400+ on my hsbc revo card. I was deciding between charging the phone purchase to my HSBC revo or 1.2m card and decided i will get more miles even if I …

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My Credit Card Strategy: Making Simplicity Rewarding

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Jul 3, 2018 · On a daily basis, I use a basic two-card strategy for getting cash back: a rotating-categories card and a flat-rate card. Chase Freedom® for whatever the quarterly 5% category is.

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FAQs about Thoughts on credit card strategy? : r/singaporefi - Reddit Coupon?

What are the key tenets of a credit card strategy?

Therefore, another key tenet of your credit card strategy revolves around what you do you usually spend on. For example, the OCBC 365 Card gives you 5% cashback on dining and food delivery; 3% on groceries, land transport, utilities, streaming, EV charging and Watsons purchases. ...

What is a strategic credit card pairing?

Whether you're new to the world of points and miles or just looking for the best ways to level up your current card portfolio, a strategic credit card pairing is one of the easiest ways to maximize your earning potential. ...

What is the Reddit credit card flow chart?

The Reddit credit card flow chart provides guidance for what cards to open if you’re looking to open a new credit card. The flowchart prioritizes your 5/24 status and whether you’re focusing on travel rewards or cash back. ...

Is there an objectively best credit card strategy?

So in conclusion, there is no such thing as an objectively best credit card strategy, only the credit card strategy that works best for you. It all boils down to budget, preferences and goals, which are unique to each person, and changes with time. ...

Which credit card is best for 1K spending?

Citibank Rewards Credit Card with Amaze for the first $1K spending. The 4 mpd and their conversion rate ( Rewards points conversion rates: 4,400 points = S$10 cash rebate, 25,000 points = 10,000 miles) makes it the best credit cards out there to spend on, with exclusions of course. UOB Absolute Cashback AMEX Credit Card. ...

Why should you use a credit card strategy?

That’s because welcome bonuses can give you a nice boost at the start, but unlocking the true potential of your credit card requires smart, consistent use. This means you’ll need to choose your credit cards wisely, and there’s no better way to do so than with a credit card strategy. ...