Best Cash-Back Credit Cards With No Annual Fee Of January 2025

Jan 23, 2025 · Want to earn cash back from your credit card without paying an annual fee? Forbes Advisor has a list of cards that will fit your needs.

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Best No Annual Fee Credit Cards Of February 2025 - Forbes

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$0 annual fee and no foreign transaction fees.Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from … Earn unlimited 1.25X miles on every purchase, every day.Miles won’t expire for the life of the account and there’s no limit to how many you can earn.Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll … See full list on forbes.com

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We match all the cash back earned at the end of your 1st year! $0 annual fee & 2X cash back your 1st year. See terms & apply today!

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FAQs about Best Cash-Back Credit Cards With No Annual Fee Of January 2025 Coupon?

What is the best cash back credit card with no annual fee?

The best cash back credit card with no annual fee is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on purchases and has a $0 annual fee. New Wells Fargo Active Cash cardholders also earn $200 cash rewards after spending $500 on purchases in the first 3 months. You will need good credit or better to get approved for this card. ...

Does a cash-back credit card have an annual fee?

The best benefit of using a cash-back credit card that doesn’t charge an annual fee is that any rewards you earn will not be reduced by the cost of the fee. This means more cash back straight to you. Why do some credit cards have an annual fee? ...

Is a cash back credit card worth it?

Generally, yes. If you get a credit card with no annual fee that offers rewards on the things you buy all the time, then it’s very easy for a cash back card to be worth it. Used properly, cash back cards are a valuable way to get some money back on things like gas, groceries, and dining. Is it worth it to pay a fee for a cash back credit card? ...

What are the best cash-back credit cards with no annual fee in 2025?

To make the search even easier, we’ve rounded up a list of the best cash-back credit cards with no annual fee in 2025. *The information for the Chase Freedom Flex, Bank of America Customized Cash card and Bread Cashback™ American Express® Credit Card has been collected independently by Blueprint. ...

Should you get a cash-back card or a fee-free card?

Cash-back rates may be lower than rates offered by cards with annual fees. You can keep more cards open because you don’t have to worry about the cost, offering more flexibility and potentially improving your credit score. Fee-free cards offer fewer perks than cards with fees. Many fee-free cards offer strong reward rates on bonus categories. ...

Can you make money with a good cash back rewards card?

With responsible credit behavior, you can earn money by using a good cash back rewards credit card. The easiest way to do this is to pay your regular monthly bills using your card. Many electric, cable, and subscription-based services allow you to pay your balance each month with a credit card. ...