Commercial Loans NJ | NJ Real Estate Loans | Spencer Bank

May 3, 2016 · Additionally, Spencer provides ground-up construction loans for rental multifamily properties and for-sale townhome complexes in New Jersey. We work with real estate owners …

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Spencer Closes Loans For Bridgewater Medical Office Building, …

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Aug 19, 2024 · The owner of a medical office building in Bridgewater has secured nearly $8 million in permanent financing, in one of two recent closings by Spencer Savings Bank. …

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FAQs about Commercial Loans NJ | NJ Real Estate Loans | Spencer Bank Coupon?

What is Spencer Savings Bank?

Spencer Savings Bank is a community bank headquartered in Elmwood Park, NJ. It has been serving its local communities with integrity and pride for more than 75 years and operates 21 branches throughout New Jersey. ...

What can a Spencer commercial real estate lender do for You?

A Spencer commercial real estate lender can help explain the various financing options and help customize a commercial mortgage that’s right for you. Learn more about NJ commercial mortgage loan options from Spencer Savings Bank in NJ. Serving businesses in Bergen County, Passaic County, and Union County. ...

Does Spencer offer investment property financing?

We know that no two investment real estate properties are the same which is why our NJ/NY commercial loans and financing programs are unique to address your specific asset. Spencer provides investment property financing for acquisition as well as refinancing of existing investment property loans. ...

Does Spencer offer financing for multi-family and commercial properties?

At Spencer, we offer financing for multi-family and commercial properties. Our well-seasoned staff has the knowledge and expertise to help you with the financing needed for stabilized properties, purchases or development of investment properties. ...

Does select commercial offer commercial real estate loans in New Jersey?

Select Commercial provides commercial real estate loans throughout the state of New Jersey including but not limited to the areas below. ...

How are commercial mortgage loans viewed by lenders?

Commercial mortgage loans are viewed differently by lenders than residential loans. Home loan lenders look strictly at the borrower’s income and credit in order to qualify. Commercial mortgage lenders look at the subject property’s rent roll, operating statements, and other factors to determine the cash flow or net income potential. ...