Capital One CD Rates: February 2025 - Investopedia

Capital One CDs do have competitive interest rates, but you may be able to find higher rates by shopping around. See more

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Top CD Rates Today, Feb. 6, 2025 - Investopedia

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3 hours ago · CD rates are holding firm, letting you lock in 4.75% for 8 months, or up to 4.60% until March 2026. Returns of at least 4.35% are available in every CD term up to 5 years.

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Best CD Rates Of February 2025 - Up To 4.65% | Bankrate

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Jan 31, 2025 · Capital One — 6 months - 5 years, 3.50% – 4.00% APY, no minimum deposit; Show less ... Best CD rates from top banks for February 2025. Note: Annual percentage yields …

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CD Rates Could Change In 2025. Will They Still Be A Good Buy?

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Jan 8, 2025 · Why CDs Can Still Be a Good Buy . In 2024, many banks and credit unions offered CDs with rates over 5.00%. Although rates are expected to decline, CDs may still be valuable …

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Today’s CD Rates: February 5, 2025—Take Home More Than 5

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2 days ago · Today's 3-Month CD Rates. Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest …

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Top CDs Today, Feb. 4, 2025 - 11 Offers Still Guarantee

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2 days ago · Top CDs Today, Jan. 30, 2025 - Another Term Sees a Rate Increase, This Time for 1-Year CDs Top CDs Today, Jan. 31, 2025 - 5.50% Offer Expires, Leaving 3-Month Rate in …

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Best CD Rates In New Jersey Of February 2025 - USA TODAY

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2 days ago · Best CD rates in New Jersey of February 2025 ... Popular Direct’s top CD rate of 4.35% APY for a six-month term is practically drool-worthy, but you’ll need a Texas-sized …

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12 Best CD Rates Of February 2025: Up To 4.51% APY - CNBC

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Synchrony Bank offers traditional CDs, a Bump-Up CD (get a higher rate), a No-Penalty CD (withdraw penalty-free) and an IRA CD (save for retirement). CD term lengths range from …

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Citibank CD Rates: February 2025 - Investopedia

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Jan 31, 2025 · Citibank also offers a Step Up Rate CD with a 30-month term and a 0.05% to 0.15% APY, as well as a No-Penalty CD with a 12-month term, a 0.05% APY, both with a …

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TD Bank CD Rates: February 2025 - Investopedia

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Jan 31, 2025 · TD Bank offers three different types of certificates of deposit (CDs)—a standard CD, a penalty-free CD, and a step-up CD—with a wide range of terms and rates of up to 4.00%.

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FAQs about Capital One CD Rates: February 2025 - Investopedia Coupon?

Are Capital One CDs a good investment?

Possibly higher rates elsewhere: While Capital One CDs do offer competitive rates, you may be able to find better rates elsewhere by shopping around. Early withdrawal fees: Like many CDs, Capital One CDs have an early withdrawal penalty if you withdraw your funds before the end of the term. ...

Do Capital One CDs have high interest rates?

Capital One CDs do have competitive interest rates, but you may be able to find higher rates by shopping around. We like that Capital One offers such high rates. But what’s refreshing to see is no minimum deposit requirement. Typically you’ll need $1,000 or more to open a CD, which isn’t obtainable for many people. ...

How much money do you need to open a capital one CD?

There is no minimum to open a Capital One CD — you can open one with any amount. Some banks and credit unions have minimums such as $500 or even $10,000. What are Capital One CD rates today? Rates fluctuate, but today, Capital One is offering a rate of 4.00% APY for a 12-month CD, 3.50% for a 3-year and 3.50% for a 5-year CD. ...

How much APY does a capital one CD have?

NerdWallet's take: Capital One’s CD rates don’t usually lead the pack among high-yield CDs, but the CDs’ key strengths lie in having solid APYs across a wide range of CD terms and no dollar amount requirement to open. 3.80% APY. 3.80% APY. 4.00% APY. 3.70% APY. 3.50% APY. 3.50% APY. 3.50% APY. 3.50% APY. 3.50% APY. Are Capital One CDs safe? Yes. ...

Are Capital One CDs insured?

Yes. As at most banks, funds saved in a CD at Capital One are insured by the Federal Deposit Insurance Corp., up to $250,000 per account as the standard cap. What is the minimum to open a CD? There is no minimum to open a Capital One CD — you can open one with any amount. Some banks and credit unions have minimums such as $500 or even $10,000. ...

Will CD rates fall in 2025?

CD rates have been falling as the Fed cuts the federal funds rate. Further rate cuts are expected in 2025, although the current outlook is less dramatic than originally predicted. CD rates are expected to decline in 2025, but some institutions will still offer above-average CD rates. ...