High-Yield Savings Account Rates Today: January 23, 2025 - Forbes

Jan 23, 2025 · Here are today’s best rates and the current average yields for traditional savings accounts and high-yield savings accounts.

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Best Savings Accounts Of January 2025 - Up To 4.75% | Bankrate

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5 days ago · Compare savings accounts to find the best rates. Bankrate's experts have identified the highest savings account interest rates from top banks to help you maximize your earnings.

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Don't Miss Out On Maximizing Your Savings. Today's Best Savings …

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Jan 23, 2025 · The best high-yield savings accounts earn up to 5% annual percentage yield, or APY. While top rates may not be as high as they were a year ago, they're still more than 10 …

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Best High-Yield Savings Accounts For February 2025: Up To 4.75%

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Compare the best high-yield savings account rates with our ranking of over 100 national banks and credit unions. Today's top savings rate is 4.75% APY, available from three banks.

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Today's Best Savings Rates - CNET

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5 days ago · The best online-only banks and credit unions still have savings rates well above 4% APY. The sooner you take advantage of a high-yield savings account, the more interest you …

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Best Savings Interest Rates Today, January 29, 2025 (top Rate At …

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3 days ago · As of January 29, 2025, the highest savings account rate available from our partners today is 4.75% APY. This rate is offered by Openbank and there is a $500 minimum opening …

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Top CDs Today, Jan. 23, 2025 - One Week Left To Secure A 5.50

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Jan 23, 2025 · In addition to a nation-leading offer promising 5.50% until September, CD shoppers have six choices for guaranteeing a 4.50% to 4.55% rate for as long as 18 months.

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Best 5% Interest Savings Accounts Of January 2025 - Forbes

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Jan 24, 2025 · It’s not easy to find savings accounts that pay interest rates up to 5%, but they do exist. Here’s how to find the best savings accounts that pay up to 5% APY.

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Top CDs Today, Jan. 31, 2025 - 5.50% Offer Expires, Leaving 3 …

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22 hours ago · The 5.50% CD rate leader expired today, moving the top 3-month CD into the lead. Mid- to upper-4% returns are available in every CD term.

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Money Market Interest Rates Today: January 31, 2025 - Forbes

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1 day ago · Current Money Market Rates As of today, the highest money market rate is 4.89%, compared to a national average rate of 0.54%. Here are today’s money market account rates: …

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FAQs about High-Yield Savings Account Rates Today: January 23, 2025 - Forbes Coupon?

What are the best savings account rates?

The biggest benefit of the best savings account rates is the ability to earn more interest than you would with a savings account that doesn't have a top APY. The national average savings rate is just 0.45% APY, which pales in comparison to some of the best savings account rates, currently 4% to 5% APY. ...

Are banks lowering interest rates on high-yield savings accounts?

After the Federal Reserve cut interest rates by 0.5% on Sep. 18, banks have started lowering the rates they offer on their high-yield savings accounts. Even still, the top rates currently range from 4% to above 5% APY, which is much higher than the national average savings rate of just 0.45% APY. ...

What are the top savings account annual percentage yields (apys)?

Currently, the top savings account annual percentage yields (APYs) range from 4.00 percent to 4.75 percent, which is roughly eight times higher than today's national average of 0.55 percent. Savings rates are still high, but projected to move lower. The Fed is predicted to continue cutting rates this year. ...

Where can I find the best savings interest rates?

The best rates are typically offered by online banks, although you may be able to find comparable savings interest rates at some credit unions and community banks. As of January 9, 2025, the highest savings account rate offered by our partners is 4.75% APY. This rate is offered by Openbank and there is a $500 minimum opening deposit required. ...

What is the best high-yield savings account rate?

The best high-yield savings account rate is 4.75% APY from Pibank, Openbank, BrioDirect, and Fitness Bank. That's more than 11 times the FDIC's national average for savings accounts of 0.42% APY. A high-yield savings account is great because it pays more interest, while still giving you the flexibility to withdraw your money when needed. ...

What is the best online savings rate?

The best online-only banks and credit unions still have savings rates well above 4% APY. The sooner you take advantage of a high-yield savings account, the more interest you can earn. Switching where you save your money can be time-consuming and unexciting -- until you realize how much interest you could be missing out on. ...