Best High-Yield Savings Accounts for January 2025 - CNET

A high-yield savings account is a type of savings account that offers interest rates higher than the national average. Most HYSAs are found at online-only banksand credit unions. Since online banks don’t have the overhead costs of maintaining physical branches, some of the bank’s savings are passed down to … See more

CouponFollow Extension

4%
OFF

Fast-Track Your Savings Goals With APYs Over 4%. Today's …

1 week from now

3 days ago · How to choose the best high-yield savings account for you. ... *APYs as of Jan. 15, 2025, based on the banks we track at CNET. Weekly percentage increase/decrease from Jan. …

cnet.com

4%
OFF

Build Up Your Savings Faster With APYs Over 4%. Today's Savings …

1 week from now

3 days ago · How to choose the best high-yield savings account for you. ... *APYs as of Jan. 16, 2025, based on the banks we track at CNET. Weekly percentage increase/decrease from Jan. …

cnet.com

35%
OFF

High-Yield Savings Account Rates Today: January 16, 2025 - Forbes

1 week from now

4 days ago · High-Yield Savings Account Rates Today: January 16, 2025 – Rates Are Mixed. Published: Jan 16, 2025, 5:00am ... The best high-yield savings account pays 6.35% now, …

forbes.com

80%
OFF

Best High-Yield Savings Accounts Of January 2025 - The Motley Fool

1 week from now

5 days ago · Best High-Yield Savings Accounts of January 2025 Review Updated Jan. 15, ... % Rate info Circle with letter I in it. 3.80% annual percentage yield as of January 18, 2025. …

fool.com

4%
OFF

Savings Interest Rates Today, January 18, 2025 (best Accounts …

1 week from now

2 days ago · Now let’s say you choose a high-yield savings account that offers 4% APY instead. In this case, your balance would grow to $1,040.81 over the same period, which includes …

yahoo.com

4%
OFF

Add More To Your Savings With APYs Over 4%. Today's Savings

1 week from now

4 days ago · The average APY for the best high-yield savings accounts is 4.17%. ... 2025, based on the banks we track at CNET. Weekly percentage increase/decrease from Jan. 6, 2025, to …

cnet.com

4%
OFF

Today's Best Savings Rates - CNET

1 week from now

Jan 8, 2025 · The best high-yield savings accounts still have rates above 4% APY, which is higher than most traditional savings accounts that offer 0.01%. ... 2025, based on the banks we track …

cnet.com

85%
OFF

Best High-Yield Savings Accounts Of January 2025: Rates Up To 4.85%

1 week from now

Dec 27, 2024 · Citizens Access Savings is a great option for people just building their savings since its best high-yield savings account rate (currently 3.90% APY) applies to balances over …

newsweek.com

75%
OFF

Best Savings Interest Rates Today, January 15, 2025 (top Rate At …

1 week from now

4 days ago · As of January 8, 2025, the highest savings account rate available from our partners today is 4.75% APY. This rate is offered by Openbank and there is a $500 minimum opening …

yahoo.com

4%
OFF

Top Savings Rates Remain Over 4% APY, But Not Forever. Today's …

1 week from now

Jan 10, 2025 · Rates for the best high-yield savings accounts aren't at record highs of 5% to 6% APY anymore. But most credit unions and online banks are offering annual percentage yields, …

cnet.com

5%
OFF

Give Your Savings A Boost With APYs Close To 5%. Today's Savings …

1 week from now

Jan 7, 2025 · Today's Savings Rates, Jan. 7, 2025 ... High-yield savings accounts still have rates over 4% APY to help you earn interest on money you're setting aside. ... CNET evaluates the …

cnet.com

4%
OFF

These High Savings APYs Can Help You Reach Your Money Goals …

1 week from now

Jan 6, 2025 · Today's Savings Rates, Jan. 6, 2025 ... High-yield savings account rates are still over 4% at some banks and credit unions. ... CNET evaluates the best savings accounts using …

cnet.com

4%
OFF

Give Your Savings A Boost With APYs Over 4%. Today's Savings

1 week from now

5 days ago · You can find savings rates as high as 5% APY with the best high-yield-savings accounts. ... 2025, based on the banks we track at CNET. Weekly percentage …

cnet.com

4%
OFF

It's Not The End Of 4% APYs Yet. Today's Savings Rates For Jan

1 week from now

Jan 8, 2025 · Rates for the best high-yield savings accounts are quietly falling from their record highs. Last year, APYs were well over 5%, but many banks now have APYs around 4%. ...

cnet.com

FAQs about Best High-Yield Savings Accounts for January 2025 - CNET Coupon?

What is the best high-yield savings APY?

The best high-yield savings APYs currently hover between 4% and 5%, so transferring your short-term savings to this higher interest-earning account can help you earn more toward your savings goals. Even when rates go down -- which they will eventually -- a high-yield savings account still outperforms a traditional savings account. ...

What is the best high-yield savings account rate?

The best high-yield savings account rate is 4.75% APY from Pibank, Openbank, BrioDirect, and Fitness Bank. That's more than 11 times the FDIC's national average for savings accounts of 0.42% APY. A high-yield savings account is great because it pays more interest, while still giving you the flexibility to withdraw your money when needed. ...

Which banks offer high yield savings?

However, there are a more options to consider: TIMBR High Yield Savings - 0.00% - 4.80% APY. Pacific International Bank Savings - 5.00% APY. Laurel Road High Yield Savings Account - 4.15% APY. Capital One 360 Performance Savings - 3.80% APY. ...

Are high-yield savings accounts still a good investment?

Despite dropping rates, APYs on high-yield savings accounts still remain high. Regardless of rates, a HYSA is still a good place to store emergency savings or a sinking fund. If you’re not already earning a competitive interest rate on your savings, check out CNET’s picks for top HYSAs. ...

Are high-yield savings accounts variable?

Because interest rates offered by high-yield savings accounts are variable, they can change at any time. You can compare high-yield savings accounts by the interest rate they offer, their minimum balance or deposit requirements, their fees and the access they give you to your money. ATM card with savings account? ...

Do high-yield savings accounts drop in value?

Cash doesn't drop in value, and most high-yield savings accounts are FDIC-insured up to $250,000 per account type. These are called "high-yield" savings accounts for a reason; regardless of what the Fed does, these accounts will likely continue to pay higher rates than most other checking and savings accounts. ...