The best balance transfer credit cards in Canada for 2025

Compare your options with our interactive tool and get a sense of how much you could save on interest depending on the size of your balance. See more

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Best Credit Card Balance Transfer Promotions In Canada Of 2025

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Oct 25, 2024 · Learn about the best credit card balance transfer promotions in Canada, including 0% balance transfer offers from MBNA, BMO, and CIBC.

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The 6 Best Balance Transfer Credit Cards In Canada

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Jan 11, 2024 · Owning a credit card means that you’ll likely pay high interest rates. The average interest rate on credit cards in Canada falls between 19% and 29%. This is extremely high if …

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Best Low (0%) Balance Transfer Credit Cards In Canada For 2025

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Jan 2, 2025 · A 0% balance transfer credit card can help you pay off credit card debt. Compare the best balance transfer credit cards in Canada.

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Top 5 Balance Transfer Credit Cards In Canada

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MBNA True Line Mastercard The MBNA True Line Mastercard is a top choice when it comes to balance transfer credit cards in Canada. With a low minimum APR of 12.99% after the …

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Best Balance Transfer And 0% APR Credit Cards (January 2025)

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3 days ago · Balance transfer credit cards are a valuable tool for paying off existing card debt. MoneyGeek lists the best balance transfer cards and advises on their use.

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The Pros And Cons Of A 0% Balance Transfer | Credit Cards - U.S.

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3 days ago · Consider these pros and cons before applying for a 0% balance transfer credit card.

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FAQs about The best balance transfer credit cards in Canada for 2025 Coupon?

What is the best balance transfer credit card in Canada?

When used correctly, balance transfer credit cards can lower your interest charges and help you eliminate outstanding credit card balances. Thanks to its incredible promotional interest rate offer and no annual fee, the MBNA True Line Mastercard is our pick for the best balance transfer credit card in Canada. ...

Which CIBC credit card is best for balance transfer?

The CIBC Select Visa Card is a highly recommended balance transfer credit card option in Canada. It stands out with its long promotional balance transfer period of 0% APR for 10 months, giving you ample time to pay off your transferred balance without incurring any interest charges. ...

Is a balance transfer credit card a good thing?

But don’t be alarmed; it may be a good thing for your credit score. A recent RATESDOTCA survey reveals that 39% of Canadians carry over $5,000 in non-mortgage debt, as inflation and high interest rates continue to impact budgets. Compare Canadian balance transfer credit cards from all major banks & financial companies in Canada. ...

How much does a balance transfer cost in Canada?

The balance transfer fee charged by credit cards in Canada ranges from 1% to 3%. Who should not do a balance transfer? A balance transfer may not be worth it if you will be piling on more debt instead of paying off the existing balance. Get up to 5% unlimited cashback on purchases and no annual fee*. ...

What are the best balance transfer credit cards?

The Scotiabank Value Visa Card is another low interest credit card with a strong balance transfer promotion: 0.99% for 9 months with a low transfer fee of 1%. After the promo, you’ll get an interest rate of 13.99% on your balance transfer, purchases, and cash advances. These are some of the best rates among balance transfer credit cards. ...

Which MBNA credit card is best for a low-cost balance transfer?

The MBNA True Line® Mastercard® credit card is one of Canada’s best options for a low-cost balance transfer. It’s ideal for reducing interest charges and consolidating your debts onto one card. With this card, you benefit from a 0% interest rate for 12 months on balance transfers made within 90 days of account opening. ...